Take Advantage of Loan Pre-Qualification

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification

Being prequalified or even better,preapproved, makes your price much more negotiable - the seller knows you are a serious qualified buyer!.

As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses

With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional. We'll find the best loan for your situation.

See the section on Finance Agencies for a listing of a few of the Loan Companies here on the Beach that can assist you. 

 


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.54%4.69%
15-yr Fixed4%4.21%
1-yr Adj3.64%4.52%
* national averages




Shore Advantage Realty 128 Tea Plant Court Southern Shores, NC 27949
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